2016 Recession Strategy

1. My open positions are showing significant losses. My decision is to treat these all as long term positions. I am likely to have to wait 2-3 years for these to show profits. The existing positions are well diversified already, so can be expected to vary considerably.  Based on the capital gains from 2015, I could also expect 2-3% return via capital gains.

2. Reinvest within available capital in my brokerage fund using smaller amounts. I have approx $10,000 uninvested. Split that between five funds when you think the market is near the bottom.

3. Dollar cost average into an index fund using my fortnightly contributions. This should smooth out some of the volatility.

5. Increase my savings rate based on my payrise. From 6% to 8%